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Sebastian Skibinski is a licensed Mortgage Agent (Level 1, FSRA #13766) serving clients across Ontario through Miracle Financial. Specializing in residential, commercial, and private mortgages, Sebastian works with first-time buyers, investors, and self-employed clients to find the right mortgage structure. Services include home purchases, refinancing, renewals, reverse mortgages, and commercial financing. Every client receives a tailored mortgage plan, full application management, and support through to closing.
